Turn to Us to Assist With Your Long Term Care Insurance Disputes

The average 65-year-old is expected to require three years of long-term care, according to the Department of Health and Human Services. To cover the cost of that care, many people have purchased long term care insurance. Unfortunately, accessing the benefits you contracted and paid for is not always a straightforward process. If you have concerns about getting compensation from long-term care insurance, we can help you.

At Wrobel & Smith, PLLP, our experienced attorneys handle a wide range of insurance disputes. We can help you plan for the process of obtaining long term coverage. We are also here to help if you have already begun the process and are now fighting with the insurance company for the benefits you deserve. Our goal is to make sure you get the benefits you have paid for through proper planning and, if necessary, through litigation.

Long Term Care Planning Assistance

A shared room in a nursing facility carries an estimated cost of $75,000 per year. Long term care insurance operates as a reimbursed claim. That means you must receive the care before you can seek payment. If your claim is denied, you can be left on the hook for a hefty sum of money. That uncertainty is terrifying for many.

By planning ahead, you can reduce the chances of a bad result. By consulting with us in advance, you can make better choices to protect your future.

Experienced Long Term Care Dispute Attorney

Just because your long term care claim was denied does not mean the battle is over. Insurance companies may deny valid claims for reasons that can be resolved. They may even deny valid claims unjustly.

It is important to speak to an experienced, effective lawyer who understands insurance disputes. With more than 20 years of litigation experience, including significant trial experience, Elizabeth Wrobel knows how to hold insurance companies accountable.

Safeguarding Your Loved Ones

It is not uncommon for a long-term care insurance holder to be unable to make care decisions on his or her own—or to stand up for themselves against insurance adjusters. Our firm is sensitive to the need to provide clear answers and maintain open communication in these cases. If you are concerned about a loved one who has been denied coverage for long-term care, turn to us. We can work with you and your loved one to address the situation.

We’re Here to Help—Call Us

Contact our Saint Paul lawyers online or call (651) 788-0236 to schedule a free initial consultation to discuss your long term care insurance issues.