Understanding Your LTC Insurance Policy Requirements
Long-term care insurance coverage requirements can vary depending upon your policy and the insurance company that issued it. Unfortunately, you cannot assume that all long-term care insurance (LTCI) policies are the same. One of the biggest problems that I encounter when working with clients is that they have not reviewed their policy since it was... Learn More
My Health Claim Was Denied; Now What? Part 3: Maximizing the Chances of a Successful Appeal
When appealing a health insurance claim denial, it can feel overwhelming. The various steps in the process are time consuming and can be confusing. However, when disputing a denied claim, these simple but effective strategies may help you take control of the appeals process and improve your chances of a favorable outcome. Submit the Right... Learn More
My Health Claim Was Denied; Now What? Part 2: Filing an Appeal
Far too often, when insurance companies deny medical claims the results are far-reaching. A post-treatment denial may leave a family facing overwhelming out-of-pocket medical bills. While, pre-treatment claim denials may cause a patient to not seek life saving or life-altering care. If your insurance company has denied a medical claim, you have the right to... Learn More
My Health Care Claim Was Denied; Now What? Part 1: Knowing Your Rights
Each year, thousands of Minnesotans are shocked to learn that their health insurance company has denied a claim and will not pay for their medical care. If you have received notification of a health insurance claim denial, do not panic. Under federal and state laws, you have the right to appeal a denied claim, and... Learn More
5 Tips for Filing an Effective Long Term Care Insurance Claim
Every Detail Matters When It Comes to Filing an Effective Claim Making a claim is one of the most important aspects of being a policyholder of long term care insurance. After paying years of premiums, the claims process is the time when your policy should fulfill your purpose and pay for your anticipated care expenses. By... Learn More
